$5,000 at 18% APR

A mid-size balance at a still-common card rate.

• Pay Off $5,000 at 18% APR

$10,000 at 24% APR

A larger balance at a typical high-APR card rate.

• Pay Off $10,000 at 24% APR

$15,000 at 29.99% APR

A high-balance, high-rate example where extra payments matter most.

• Pay Off $15,000 at 29.99% APR

Extra payment scenarios

Same calculator, different monthly extras—pick the bump that fits your budget.

• Add $25/month
• Add $50/month
• Add $100/month
• Add $200/month
• Add $500/month
• Minimum payment only
• Fastest way to pay off